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Protect Your Investment
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| SECURE AND AFFORDABLE PROTECTION |
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| You can't predict an illness or accident. But with Harley-Davidson® Protection Plans, you can prepare for them. |
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| Both the Credit Life & Disability and the GAP Program provide a time-honored extra measure of protection against the unpredicted pitfalls that can happen any time. They bring certainty to an uncertain world. |
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| Credit Life & Disability |
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| Harley-Davidson® Credit Life & Disability covers your motorcycle loan payments should a covered accident or illness disable you. The plan will take over during the disability (after a short waiting period) and make the scheduled loan payments for as long as you are disabled and a balance remains on your loan. |
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| In the case of premature death, the Credit Life Insurance pays your motorcycle loan debt. Which means your loved ones will have one less thing to deal with. With both plans, you only purchase the exact amount of coverage you need. |
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| No physical exam is necessary to get coverage. Just answer a couple questions, sign up and the low cost protection can be included in your loan payment—easy and affordable peace of mind. |
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| GAP Program |
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| For many Harley-Davidson® owners, if their motorcycle is stolen and never recovered, chances are they will have to pay the “gap” between their insurance company payment and the loan payment. Often H-D® owners assume that their primary insurance will cover any loss related to their motorcycle. In reality, the actual cash value that an insurance company places on your motorcycle may be substantially less than the outstanding balance on your loan. Especially if you have a 48-month or longer loan term, put less than 20 percent down or financed accessories into your loan. Who pays the difference or the “gap” between your insurance company and your loan payoff? You do! |
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| GAP Example |
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| The GAP Plan pays the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $25,000.* Plus, your insurance deductible may be covered up to $1,000. With your loan balance paid in full and your deductible covered, you can move on to purchasing a new motorcycle. |
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| * Programs may vary by dealer/lender/state. Please refer to your GAP Addendum for details of the terms and conditions of this coverage. |
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Financing and Insurange
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THREE REASONS WHY H-D® INSURANCE SERVICES IS ALL THE RIDER COVERAGE YOU WILL EVER NEED
Custom is king at Harley-Davidson®, a place where no two motorcycles are alike. So when it comes to protecting your one-of-a-kind motorcycle, think of the investment you’ve made. Will everything on your bike be covered by your current provider?
Get your insurance from the same place you got your bike. No other insurance agency takes better care of motorcyclists than Harley-Davidson® Insurance Services.
Here are the Top 3 Reasons to get Rider coverage through H-D® Insurance Services:
1. COUNSELORS WITH A CLUE
Our insurance counselors are fellow Harley-Davidson® enthusiasts who know, first hand, the protection you want and need.
2. HEAD-TO-TOE-SHIFT COVERAGE
Get protection for you, your bike, your passengers, your Harley-Davidson® MotorClothes® apparel, your accessories – your ENTIRE ride.
3. POTENTIAL SAVINGS
You can save big time with a variety of discounts, including H.O.G.® Membership, Multi-Bike Coverage, Security In Place, and Safe Driver discounts.
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Not all products available in all states. Cycle Insurance: Coverage, discounts and availability may vary by state. Not available in Canada or Massachusetts. Harley-Davidson Insurance Services, Inc. is a Nevada-licensed insurance agency (NV#37085).
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